A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump vs Furnace in Luzerne County, Pennsylvania

When a heat pump makes sense

If your home already runs on electric heat, or you want cooling and heating from one system, a cold-climate heat pump is worth a look. It keeps working when temperatures drop into the teens, unlike a standard model built for milder winters. You will still want to run the numbers, since gas heat costs less here at current Pennsylvania prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the straightforward choice here. Winter nights average 19°F from December through February, and a furnace does not lose output in that cold the way a standard heat pump can. It only heats, so you would still need separate air conditioning, but with heat needed about 8 months a year, the lower running cost on gas adds up.

When a heat pump makes sense

If your home already runs on electric heat, or you want cooling and heating from one system, a cold-climate heat pump is worth a look. It keeps working when temperatures drop into the teens, unlike a standard model built for milder winters. You will still want to run the numbers, since gas heat costs less here at current Pennsylvania prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the straightforward choice here. Winter nights average 19°F from December through February, and a furnace does not lose output in that cold the way a standard heat pump can. It only heats, so you would still need separate air conditioning, but with heat needed about 8 months a year, the lower running cost on gas adds up.

An outdoor heat pump unit mounted on a concrete pad beside a house with beige siding and a landscaped garden bed.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Luzerne County.

With winter nights averaging 19°F and gas running at least 30% cheaper here, a furnace is the safer bet for an older home.

At least 30% lessto heat with natural gas than with a heat pump, at Pennsylvania prices
19°Faverage winter low
50%of homes here heat with gas

If your home has no access to natural gas, or you want one system that heats and cools, a cold-climate heat pump is still worth a look.

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Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 19°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already runs on electric heat, or you want cooling and heating from one system, a cold-climate heat pump is worth a look. It keeps working when temperatures drop into the teens, unlike a standard model built for milder winters. You will still want to run the numbers, since gas heat costs less here at current Pennsylvania prices.

When a furnace makes sense

If your home already has a gas line, a furnace is the straightforward choice here. Winter nights average 19°F from December through February, and a furnace does not lose output in that cold the way a standard heat pump can. It only heats, so you would still need separate air conditioning, but with heat needed about 8 months a year, the lower running cost on gas adds up.

A Luzerne County contractor will price both against your own house, your ductwork and your panel.

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