A grey air-source heat pump outdoor unit mounted on a concrete pad next to a modern white-rendered residential house.

Heat pump vs Furnace in Chester County, Pennsylvania

When a heat pump makes sense

If your home has no gas line and you want one system that heats and cools, a heat pump makes sense. Look for a cold-climate model. Winter nights here average 25°F, and a standard heat pump loses heating power at those temperatures while a cold-climate one is built to keep up.

When a furnace makes sense

If gas is already available to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 30% less than a heat pump here at Pennsylvania prices, and with about 7 months of heating needed each year, that difference adds up. You will still need a separate air conditioner for summer, since a furnace only heats.

When a heat pump makes sense

If your home has no gas line and you want one system that heats and cools, a heat pump makes sense. Look for a cold-climate model. Winter nights here average 25°F, and a standard heat pump loses heating power at those temperatures while a cold-climate one is built to keep up.

When a furnace makes sense

If gas is already available to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 30% less than a heat pump here at Pennsylvania prices, and with about 7 months of heating needed each year, that difference adds up. You will still need a separate air conditioner for summer, since a furnace only heats.

A gray outdoor HVAC condenser unit mounted on a concrete pad in the front yard of a two-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gas furnace and sheet-metal air handler unit installed in an unfinished concrete basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Chester County.

Gas costs at least 30% less than a heat pump here, and with seven months of heating a year that adds up fast.

At least 30% lessto heat with natural gas than with a heat pump, at Pennsylvania prices
25°Faverage winter low
36%of homes here heat with gas

If your home has no gas line to tap into, a cold-climate heat pump still heats and cools without one.

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Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 25°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home has no gas line and you want one system that heats and cools, a heat pump makes sense. Look for a cold-climate model. Winter nights here average 25°F, and a standard heat pump loses heating power at those temperatures while a cold-climate one is built to keep up.

When a furnace makes sense

If gas is already available to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 30% less than a heat pump here at Pennsylvania prices, and with about 7 months of heating needed each year, that difference adds up. You will still need a separate air conditioner for summer, since a furnace only heats.

A Chester County contractor will price both against your own house, your ductwork and your panel.

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