A grey heat pump outdoor unit mounted on a concrete pad in a suburban backyard, with a single-storey house visible behind it.

Heat pump vs Furnace in Bucks County, Pennsylvania

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying electric. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop, and winter nights here average 24°F from December through February. Expect to pay more to heat with electricity than you would with gas, since gas runs at least 30% cheaper at Pennsylvania's prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line and want the lowest heating cost you can get. With about eight months of heating a year here, that 30% savings over a heat pump adds up fast. You'll need a separate air conditioner for summer, since a furnace only heats.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying electric. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop, and winter nights here average 24°F from December through February. Expect to pay more to heat with electricity than you would with gas, since gas runs at least 30% cheaper at Pennsylvania's prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line and want the lowest heating cost you can get. With about eight months of heating a year here, that 30% savings over a heat pump adds up fast. You'll need a separate air conditioner for summer, since a furnace only heats.

An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house with a landscaped lawn.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Bucks County.

Gas heat runs at least 30% cheaper than a heat pump here, and with winter nights averaging 24°F, that adds up fast.

At least 30% lessto heat with natural gas than with a heat pump, at Pennsylvania prices
24°Faverage winter low
38%of homes here heat with gas

If your home has no gas line to tap into, a cold-climate heat pump is worth a look since it will still heat and cool without one.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 24°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying electric. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop, and winter nights here average 24°F from December through February. Expect to pay more to heat with electricity than you would with gas, since gas runs at least 30% cheaper at Pennsylvania's prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line and want the lowest heating cost you can get. With about eight months of heating a year here, that 30% savings over a heat pump adds up fast. You'll need a separate air conditioner for summer, since a furnace only heats.

A Bucks County contractor will price both against your own house, your ductwork and your panel.

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